Market Snapshot

Based on recent data from the Toronto Regional Real Estate Board (TRREB), the GTA has shifted into clear buyer-leaning territory.

• Sales-to-New-Listings Ratio (SNLR) has hovered near or below 40%, the threshold that traditionally signals a buyers’ market.

• Inventory has risen across multiple segments, giving buyers more choice and negotiation power.

• Average GTA sale prices year-over-year have shown notable softening, especially in detached and condo categories.

(Sources: TRREB Market Watch, CREA Housing Market Stats, Bank of Canada rate updates)

Why This Matters for Buyers

• More listings = more leverage

• Less competition = fewer bidding wars

• Softening prices = better value entry points

• Longer DOM = stronger negotiation power

Ideal Opportunities Right Now

• Luxury estates that have been on the market 60+ days

• Waterfront & Harbourfront condos

• King, Vaughan, Aurora luxury segment where inventory is higher

• Downsizer-friendly townhomes & bungalow-style homes

What Buyers Should Do Now

1. Get rate-locked with your lender (BoC rate cuts open opportunity).

2. Seek value-based pricing (properties with long DOM often adjust).

3. Explore micro-markets — the best “deals” are hyper-local.

4. Partner with a data-driven agent who understands market fragmentation.

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If you'd like a GTA Buyer’s Advantage Report tailored to your criteria, contact me anytime.

Olivia Williams
Realtor® | Right at Home Realty
🌐 www.oliviawilliamsrealty.com
📞 416-302-6360
📧 realtoroliviawilliams@gmail.com
“Where Integrity Meets Exceptional Real Estate.”

Unlock Your Golden Years: Downsize in the GTA’s Buyer-Boom—Before It Slips Away!

You’ve filled your big GTA home with memories—but spacious doesn’t always mean supportive. If you’re an empty-nester itching for simpler days, or a retiree ready to trade upkeep for adventure, 2025 is shouting at you: now’s your moment to cash in and live free.

📈 The GTA Market is Leaning in Your Favor

• Inventory is surging: New listings in the GTA jumped ~22.4% in August over last year, with about 27,500 homes now on the market. 

• More time + more leverage: Average days on market are rising (~49 days in August vs. ~44 last year), and the sales-to-listing price ratio has slipped—buyers are no longer forced to pay over asking.

• Prices are easing: The average selling price in the GTA is now ~$1,022,000—all-property types—down ~5.2% year-over-year. Detached, semi-detached, and townhouses are off by ~4–7%.

• Interest at last: a meaningful drop: The Bank of Canada’s policy rate has fallen to 2.50% as of mid-September 2025. Bank of Canada+1 While fixed mortgage rates are still elevated, variable/rate discounts and special fixed-term offers are becoming more favourable. True North Mortgage+1

💡 Why Downsizing Now Can Transform Your Life

• Unlock tens or even hundreds of thousands in equity: Even with price softening, your long-held home has likely appreciated massively since the lows. Selling now means capturing that peak value before conditions shift.

• Slash your ongoing costs: Moving to a smaller, lower-maintenance place could reduce property taxes, utility bills, maintenance, and insurance by 30-40% or more, depending on your choices.

• Choose freedom over footprint: Less time mowing lawns, shovelling snow, or managing a big house means more time for things that matter—travel, hobbies, family, or simply peace.

🚦 The Catch: This Window Won’t Stay Open Forever

• Buyers are enjoying affordability and choice now—but inventory could tighten if sellers grow cautious or interest rates stabilize.

• Even modest upward pressure on rates or renewed economic uncertainty could tilt negotiating power back to sellers.

🔗 Take Action for the Next Chapter You Deserve

Don’t wait for regret. Let’s sketch out your downsizing plan—how much equity your current home could deliver, what kind of smaller home fits your lifestyle, and where you can put that cash to work (sunny travel, a passion project, simply more rest).

Book your free, no-obligation GTA market valuation now. Let’s turn your next chapter into your most fulfilling one yet.

https://calendly.com/realtoroliviawilliams

or Call: (416) 302-6360

Download your free no obligation Downsizer’s Handbook: 🏡 GTA Downsizer’s Handbook